Real Estate News

    • Easy Fall Cleanup: Collecting the Right Equipment

      14 October 2019

      While fall yard chores are likely already on your mind as you prepare your property for the transition from fall to winter, it's time to talk about some of the equipment you'll need to accomplish most of the higher demand fall cleanup and yard duties around your property. 

      Grand Rental Station of Trinidad, Colo. insists the first piece of equipment you need to own or rent is a leaf blower or vacuum to expedite cleaning everything from stony pathways, landscaping stones, and green space, to various pieces of outdoor furniture.

      Here are a few other pieces of fall cleanup equipment you may need:
      - To clear out any other unwanted clutter, Grand Rental Station says you may need to rent a wheelbarrow or other containers for separating what needs to be disposed of, and what to put away for seasonal storage.

      - Another important piece of equipment to have or rent is a power lawn aerator. Lawn aeration is the key to making your yard look healthy and green. 

      - You can also use a spade to cultivate non-grassy patches or bare spots in your yard. Like aeration, Grand Rental Station says this will help prepare your yard for new seeding and fertilization whether you do it in the fall or spring. 

      - Leaf scoops or claws are tops on the list for the experts at This fall tool shaped like large claws fit around your hands so you can “scoop” a large pile very quickly.

      - Leaves can often become matted against soil around trees or in flower beds, so suggests using a garden claw to root them out.

      - Whether you own or rent, says a leaf mulcher/shredder will pulverize leaves into a useful mulch, and is ideal for large outdoor gardens and eco-friendly landscaping.

      - Reusable leaf chutes are affordable, upright boxes and guiders that you can use to quickly fill up bags, mulchers or cans with leaves. 

      And, remember that leaf blower we mentioned earlier?  Mutton Power Equipment in Fort Wayne, Indiana recommends a Stihl Gutter Cleaning Kit, a series of plastic tubes attaches to most handheld leaf blowers and extends to over ten feet, so you can clean your gutters safely from the ground.

      Published with permission from RISMedia.

    • 5 Questions to Ask When Planning for Long-Term Care

      14 October 2019

      (Family Features)--You may not want to consider a time when you might not be able to fully take care of yourself, but the reality is there is almost a 70 percent chance someone turning 65 today will need some type of long-term care service and support in his or her lifetime, according to the U.S. Department of Health and Human Services.

      Even if you've worked hard to save for retirement and create the financial security you want in the future, the need for long-term care could throw a wrench into even the most well-thought-out plans and impact you and your loved ones' finances.

      Consider these questions as you begin the long-term care planning process.

      What is long-term care?
      Different from traditional medical care that treats illnesses and injuries, long-term care includes services designed to help you maintain your quality of life and perform everyday activities even if age, illness, injury or a severe cognitive impairment make it a challenge to take care of yourself for an extended period of time. Long-term care services help with common daily functions including dressing, bathing and eating, and even skilled nursing services such as giving medication. 

      When should you start thinking about long-term care planning?
      Because you never know when a need for care may arise, planning for care when you are younger and healthier can provide additional options as you're more likely to qualify for coverage. Plus, cost is based on your age when you apply, so waiting can end up costing you more. Some people are beginning to plan as early as in their 40s.

      How much does long-term care cost?
      Long-term care costs vary depending on where you live, the type of care provided and the setting. Home-care services average $24-$135 per hour, according to the New York Life Cost of Care Survey, while private rooms in nursing homes can cost more than $100,000 a year.

      Long-term care is generally not covered by health insurance, and government programs like Medicare or Medicaid have limitations, which often isn't discovered until care is needed. However, New York Life offers long-term care options to AARP members and provides specially trained agents who can provide guidance. The agents can work with you and your family to create a customized plan based on your financial goals, helping protect your assets should you ever require long-term care. 

      Where is care provided?
      Long-term care can be provided in a variety of settings, including at home, in an assisted-living facility or in a nursing home depending on the amount and type of care needed. In fact, some insurance plans cover care on a part-time basis by a family member or home health worker. Planning ahead can allow for more control over how and where you receive care. 

      How much coverage do you need?
      The amount of coverage you need typically varies based on several considerations including budget, age, the type of care expected and how much of your assets and income you may be willing to use to offset the care costs. You don't have to cover your entire risk - choosing a modest amount of coverage can still provide benefits and help protect other assets. 

      Source: AARP Services, Inc.

      Published with permission from RISMedia.

    • How-to Manage Your Chronic Pain

      14 October 2019

      For those suffering from chronic pain, simple day-to-day activities can feel like a burden. To help, at-home massager manufacturer Wahl interviewed board-certified anesthesiologist and pain specialist Dr. Anita Gupta for tips on successful pain management.

      "Taking control of painful symptoms is challenging under even the best of circumstances," explains Dr. Gupta. "Yet, taking affirmative steps in this regard can be empowering." 

      Below are Gupta's tips to help you achieve a more fulfilling pain-free life:

      1. Become aware of your baseline pain and create a self-care plan. Gain familiarity with your symptoms. This will allow you to recognize when further intervention or changes need to be made, or if your treatment is working. Next, develop a self-care plan. Create a schedule, routine, or checklist for your treatment so that you can comply with your physician's directions and engage family and friends where you may require assistance.

      2. Self-manage your pain alongside a comprehensive treatment plan. A comprehensive treatment plan can empower your health. There are many components that can go into a treatment plan such as proper diet and exercise. Another way to keep up with an active lifestyle is to make massage part of your daily routine. In fact, according to research, a significant reduction in pain levels can be achieved with therapeutic massage. In addition to relieving tension, massage can help decrease swelling and improve blood circulation to promote the healing of soft-tissue damage, bruising and muscle fatigue. It also helps improve flexibility and mobility faster while reducing overall stiffness.

      Massage can also impact the healing process by improving relaxation, sleep, emotions and overall recovery. There are many options for massage, and often at-home tools may be the most convenient for individuals who are limited by function or time. 

      3. Communicate your limitations to people close to you. By communicating clearly to your close friends and family, misunderstandings and stigma can be avoided. Clear communication can create a path toward additional support for better health outcomes. Pain is a subjective phenomenon, and until you communicate about it to your doctors, they cannot help you make a road map to reach your destination of pain relief. Communicating about your pain will help you garner support and it is the first step to alleviate the cycle of mental stress related to your painful symptoms.

      4. Create a goal-oriented daily routine that you can achieve. Setting a reasonable framework will help you cope with your pain and stress in an effective manner. Clarifying roles and responsibilities for yourself and those within your support network can ease anxieties that could exacerbate pain. Perhaps you are taking on a function that is better delegated, or alternatively, maybe an already delegated task could be better accomplished on your own. Creating reasonable expectations for the people in your circle can help you ultimately gain traction in your health goals.

      5. Learn coping mechanisms to address your mental health wellness. Coping is key to dealing with chronic pain. There are negative emotional consequences of chronic pain that require one to think positively and practice gratitude. Meditation can give you a spiritual experience and support. The regular practice of meditation creates a relaxation reflex. It calms your mind and releases tension in your body tissues. Practice positive affirmations and continue to stay focused on your goals to better health.

      Additionally, music therapy can be a useful way to supplement a comprehensive pain treatment plan. Listening to the music of your choice can help your body calm and release the tension in your muscles. As suggested by a research study, music interventions may provide a practical complementary approach for the relief of acute, procedural and chronic pain management. These are only a few examples of coping mechanisms which you may choose to integrate into your treatment plan.


      Published with permission from RISMedia.

    • Which Fall Chores Should You Tackle First?

      11 October 2019

      Running down your list of fall chores? Rebecca Edwards at reminds homeowners across much of the mid to northern regions of the country that now is the time to get your yard ready for winter. According to Edwards, the right preparation now will save you time and energy when spring rolls around, and will keep you and your family safe in the yard year-round. 

      To make sure you get the most out of your yard next year, here's a sampling from Edwards' checklist 'MUST-DOs' this fall:

      Dry everything out. Edwards says drain all water from hoses, fountains, and drip irrigation systems, and store them in a dry place. Water left standing over the winter may damage your equipment.

      Aerate. Break up soil to keep water from pooling and guarantee that nutrients will reach the roots over the winter. Edwards says a garden fork will do the job for small yards, but larger yards may require a walk-behind aerator, which should be available to rent for a reasonable price.

      Rake and mulch. If left unattended Edwards says fallen leaves can suffocate grass. So she says rake them up, shred them, or use a lawn mower to mulch leaves, and use that mulch for young trees, shrubs and flower beds.

      Protect the deck. Edwards says prevent the growth of mold and mildew by giving your decks a good power wash. Once the deck is clean and dry, add a weatherproofing stain to protect the wood from moisture damage over the winter.

      Clean and store tools. Don’t throw your gardening tools in the shed and forget about them until spring. Edwards says take time to give them a good cleaning and add a light coat of oil to prevent rust.

      Edwards says if you follow her complete checklist, you’re bound to have a wonderfully winterized yard that will be ready to wow with lush green-ness once warm weather returns.

      Published with permission from RISMedia.

    • 4 Ways to Treat and Trick Your Pet this Fall

      11 October 2019

      (Family Features)--The autumn season offers plenty of reasons to celebrate: nostalgic flavors, pretty leaves and a seasonal wardrobe change. Fall also typically features event calendars full of festivals, trips to pumpkin patches and hikes to take in the crisp air.

      While taking advantage of all the season has to offer, there are also ways to incorporate your furry friend into your favorite fall activities. Consider these tips for making the most out of the season.

      Get Cozy with Your Pet
      If the sound of a good book when the weather cools piques your interest, try making a day of it. You may not be basking in the sun, but a cup of warm cider or a pumpkin-spiced drink can help you appreciate the feeling of fall. Bring your pets in on the relaxation by helping them get cozy, too. Find extra blankets and open windows to let them observe any squirrels or neighbors that might pass by. Your pups or cats can enjoy snuggling, sleeping or watching the leaves fall while you're fixed on your book.

      Celebrate Festive Fall Flavors
      Pick up a fall-themed cookbook or browse the web for ideas to put you in a festive autumn mood. Your pet's nose may perk up from the scents coming from your stovetop, so include him or her in the fun with pet-friendly, fall-flavored treats. For example, GREENIES Limited Edition Pumpkin Spice Flavor Dental Treats for dogs and TEMPTATIONS Holiday Dinner Turkey and Sweet Potato Flavor treats for cats are two options to keep your furry family members seasonally satisfied.

      Take Up a New Hobby
      With cooler temperatures most likely ushering you indoors, consider taking up a new hobby, such as crafting or learning new skills in the kitchen. You could also use the time to bond with your pet. Try teaching him or her new tricks by using favorite fall treats as positive reinforcements.

      Explore the Outdoors
      A fun way to trick yourself (and your pup) into stretching your legs is by going on an outdoor adventure. With leaves changing and many regions boasting pumpkin patches, apple orchards and hiking trails, there are nearly countless opportunities to spend quality time with your pup while enjoying the cozy fall weather.

      Source: Family Features Editorial Syndicate

      Published with permission from RISMedia.